How To Choose the Right Pet Health Insurance
Posted By: Stacyh; Category: Pets; November 21, 2008
Author StacyH;
Where to start in deciding if you need pet insurance and how to make sure the coverage is going to work for you and your pets.
1
Consider your typical annual costs for Veterinary care for your pet(s). You will want to consider the cost of owning insurance against what you usually spend.
2
Ask your Veterinarian for a recommended company or plan, and ask if he/she knows clients who have the plan and are happy with the value.
3
Before applying, consider what you want from pet health insurance and be ready to find out:
-What is covered and what is excluded? (Some breeds are excluded for certain conditions common to that breed.)
-What are the total costs? Premium? Co-pays? Maximum coverage amounts? Deductibles?
4
If your Veterinarian does not have a recommendation, find a company with a good history and reputation.

www.naphia.org is the North America Pet Health Insurance Association and has member companies listed on its site.

Other pet insurance companies:
ASPCA insurance: https://www.aspcapetinsurance.com/pet-insurance-plan/
Purina: http://www.purinacare.com">www.purinacare.com
VPI: http://www.petinsurance.com">www.petinsurance.com
5
Consider if you are likely to use the insurance and if it is of benefit to you.
-Is your pet likely to develop illness or be injured?
-Would it be better to set money aside in your budget for pet care or pay premiums for peace of mind in the event of a major health incident?
6
Make your decision and then familiarize yourself with your policy.
Only registered users can add comments